For the better part of our marriage we did not do well financially. At one point Ray went years without a steady - good income providing - job except for his military employment. We have never been on government assistance but we have had to have a lot of help from our church community. During these past few years we have been doing really well. We haven't wanted for anything and we have been able to live a very comfortable life. My husband works for a consulting company in sales. This past spring he lost two clients. Not by any fault of his it is just how sales work. We knew that we would make less money but we had hopes that business would pick back up. Well it hasn't. We aren't poor by any means, we just don't make the same that we were. These past couple of months we have felt the pinch and have realized that somethings will have to go. Now we could force it to work. We could live paycheck to paycheck and barely scrape by or we coul...